Plan your investments with our SIP calculator showing future value of monthly investments.
Enter values and click Calculate to see results.
Plan your investments with our SIP calculator showing future value of monthly investments.
FV = P × ((1 + r)^n − 1) / r × (1 + r)How Much Money Do You Need to Retire Early in India in 2026?
ROI Calculator Guide: Understanding Return on Investment | Measurely
401(k) Calculator: Retirement Planning Explained
Interest Calculator: Simple vs Compound Interest Explained
SWP Calculator: Plan Your Systematic Withdrawals in Retirement
Understanding Compound Interest: The Eighth Wonder of the World
Calculate your FIRE number for early retirement in India. Learn how much corpus you need, the 4% rule, sample plans for different lifestyles, and use our FIRE calculator.
Read full articleThe SIP Calculator uses the following formula:
The calculation is performed automatically when you click the Calculate button, ensuring error-free results every time. Understanding the formula helps you interpret the results more effectively and see exactly how each input affects the final outcome.
Follow these steps to use the SIP Calculator:
Enter the monthly investment in the provided input field (e.g., 5000).
Enter the expected return (% p.a.) in the provided input field (e.g., 12).
Enter the investment period in the provided input field (e.g., 10).
Enter the period type in the provided input field.
Click the "Calculate" button to compute your results.
Review the detailed results, including charts and breakdowns.
Use the "Reset" button to clear all fields and start a new calculation.
Try the "Load Example" button to see a sample calculation with predefined values.
Here is a practical example to help you understand how the SIP Calculator works.
Enter these values into the calculator (or click “Load Example Values”) to see how the formula produces accurate results.
When using the SIP Calculator, be aware of these common mistakes:
Taking a moment to verify your inputs will ensure the most accurate results.
For the best results when using the SIP Calculator, follow these expert tips:
A Systematic Investment Plan lets you invest a fixed amount regularly in mutual funds, usually monthly.
You buy more units when prices are low and fewer when high, potentially lowering your average cost over time.
SIP reduces market timing risk. Lump sum may be better if markets are undervalued and you have a large amount.
Most experts recommend a minimum tenure of 5-7 years for equity SIPs to benefit from compounding and ride out market volatility.
Yes, many mutual funds allow SIPs starting as low as ₹500 per month, making it accessible for beginners.
Most fund houses allow a grace period. Missing payments may result in the SIP being paused or terminated after repeated failures.
SIP returns are typically measured using XIRR (Extended Internal Rate of Return), which accounts for irregular cash flows over time.
Yes, most fund houses allow you to modify your SIP amount or frequency. Some also offer top-up SIP facilities for periodic increases.